外围买球下载

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拒绝“月光” 理性消费

网购打折促销,美丽的消费借口

“YIMIAOZHONGJIUYONGDIAOWO2000KUAIQIANA。”JINRI,GEDADIANSHANGDAZHE“ZHOUNIANDIANQING”、“SANBASHENGHUOJIE”DENGBIAOYU,FENFENZUOQILEDAZHECUXIAOHUODONG。GUANLIXUEYUANDEMATONGXUEYEJIARULEZHEIYIBOWANGSHANG“TAOBAODAJUN”,SHUBIAOQINGDIANYIXIA,ZHIFUBAOLIYIXIAZIJIUSHAOLE2000YUANQIAN。SHIHOUTAXIANGSHIYOUZHIRANGRANG: “ZAITAOBAOJIUKANSHOU。”TONGYANGDE,WENCHUANXUEYUANDEXIAOZHANGTONGXUEYEHENNANGUO。JUXIAOZHANGJIANGSHU,“SANBASHENGHUOJIE”NEITIAN,ZIJIZAITAOBAOSHANGKANDAOBIANYIDEDONGXIJIUMAI,JIEGUOBUZHIBUJUEJIANHUADIAOLE1000DUOYUANQIAN。JULEJIE,SHOU“GOUWUKUANGHUANJIE”DEYOUHUO,ZUIJINSHAOSHUTONGXUEJIUZHEIYANGCHENGWEILE“YUEGUANGZU”。

JUALIBABAGONGSITONGJISHUJUXIANSHI,2013NIANJIN“SHUANGSHIYI”QIJIANTAOBAOWANGXIAOSHOUEJIUDADAO350.19YI,ZAICHUANGXIAOSHOUSHENHUA。MEIFENGDAZHECUXIAOJI,ZONGHUIYOUDALIANGXIAOFEIZHEFENGKUANGWANGGOU,ZAIXIAODAXUESHENGYESHIZHEIQIZHONGDEYIYUAN。ZHENDUIZHEIYIXIANXIANG,JIZHEZHUANMENJINXINGLEXIANGGUANDIAOCHA。DIAOCHAXIANSHI,YOU67%DETONGXUEZAICUXIAOSHIHUIGOUWUXIAOFEI,QIZHONGXIAOFEI500YUANYIXIADEYOU53%,500-1000YUANDEZHAN11%,CHAOGUO1000YUANDEYOU3%,JINYOU33%DETONGXUEBIAOSHIBUHUIZAICUXIAOSHIGOUWUXIAOFEI。

不可言说的“伤”

XIHUANWANGGOUDEZHANGTONGXUEXIANGJIZHEFANYING,YIDAOWANGSHANGDAZHECUXIAOJI,ZIJIJIUHUIZAIWANGSHANGMAIXUDUODONGXI,DANDADUOSHUDONGXIDOUSHIYINWEIJUEDEBIPINGSHIBIANYIERCHONGDONGGOUMAI,YONGCHUQISHIBINGBUDA,ERCHONGDONGDEJIEGUOJIUSHITIQIANYUZHILEQIHOUDESHENGHUOFEI,CHENGLEMINGFUQISHIDE“YUEGUANGZU”。TONGSHITAYEBIAOSHI,SUIRANDUIZIJIMUQIANDEXIAOFEIZHUANGKUANGHENBUMANYI,DANKONGZHIBULEGOUWUCHONGDONG,ZIJIYEHENJIUJIE。ZHEIXIE“YUEGUANGZU”CHANGCHANGYUEDIHAIMEIDAO,ZAOZAOJIUNANGZHONGXIUSE,ZUIHOUZHIDEXIANGJIAZHONG“QIUJIU”。

外围买球下载CONGJIZHEDEJINGYANLAIKAN,“WANGGOU”ZHISHICUSHIDAXUESHENGMENCHENGWEI“YUEGUANGZU”DEYUANYINZHIYI。JIKEXUEYUANDECHENTONGXUEJIUGAOSUJIZHE,PINGSHIZIJIJINGCHANGHESHIYOUYIQIWAICHUWAN,TONGCHANGSHIKANJIANSHIYOUMAIXIESHENMEZIJIYEGENZHEMAI。FAXUEYUANDELITONGXUEZEGAOSUJIZHE,ZIJIZUIDADEXIAOFEIZHICHUSHIRENJIJIAOWANGXIAOFEI,YUSHANGTONGXUESHENGRIYAN,BUJINYAOHUAQIANQINGKECHIFAN,HAIYAOSONGSHANGLIWU,ZHEIYANGDEXIAOFEIRANGTAYOUKUNANYAN。ERLEISIDERENJIJIAOWANGXIAOFEIHAIYOUZHOUMOJUCAN、KTVCHANGGEDENG。

XIANGDUIYUYISHANGZHISHAOZHIDAOXIAOFEIQUXIANGDE“YUEGUANGZU”,GUANLIXUEYUANXUTONGXUEDEHUIDAGENGXIANWUNAI,“YOUSHIHOUZIJIYIZHOUMOMINGQIMIAOHUADIAOLE1000DUOKUAIQIAN,FUMUXUNWENQIANHUADAONALIQULE,WOYEHUIDABUSHANGLAI。”ZAI“MEIYUESHENGHUOFEIJIBENJIEYUQINGKUANG”DEDIAOCHAZHONG,DAYUEZHIYOU29%DETONGXUEBIAOSHI“GUDINGQINGKUANGXIAYOUJIEYU”,YOU25%DETONGXUESHI“TOUZHI”。JUXUDUOTONGXUEFANYING,SHANGLEDAXUEZHIHOU,HUAQIANJIUXIANGLIUSHUI,CHANGCHANGSHIQIANHUAWANLE,ZIJIQUEHAIBUZHIDAOHUADAONALILE。“QIANBUGOUHUA,KEYOUBUZHIDAOQIANHUADAONALI”JIHUYICHENGWEIZHEIBUFENTONGXUEDEGONGXING。

外围买球下载ZONGSHANGSUOSHU,DABUFENTONGXUEDUIZIJIDEXIAOFEIZHUANGKUANGSHIBUMANYIDE。

剖析“月光”的原因

外围买球下载GENJUJIZHEDUIWENJUANDEFENXI,YIJIXIANGXIANGGUANLAOSHIQINGJIAO,BUFENDAXUESHENGGUODUDE、BUMANYIDEXIAOFEIYUANYINZHUYAOKEYIGUIJIEWEIYIXIAJIDIAN:

CONGZHONGXIAOFEIXIANXIANGTUCHU。DAXUESHENGDADUOMEIYOUDULIDEJINGJISHOURU,JINGJIDULIXINGCHA,XIAOFEIMEIYOUJICHU。JINGJIDEFEIDULIXINGJUEDINGLEDAXUESHENGZIZHUXIAOFEIJINGYANSHAO,BUNENGLIXINGDIDUIXIAOFEIJIAZHIYUCHENGBENJINXINGHENGLIANG,YINERJIAONANXINGCHENGWENDINGDEXIAOFEIGUANNIAN。ZAIJIASHANGZIKONGNENGLIBUQIANG,DAXUESHENGDEDUOSHUXIAOFEIKEYISHUODOUSHISHOUMEITIXUANCHUANYOUDAOHUOSHISHOUSHENBIANTONGXUEYINGXIANGERCHANSHENGDESUIJIXIAOFEI。

CHONGDONGXIAOFEINANYIDIDANG。JIUDAXUESHENGERYAN,WANGGOUTONGCHANGSHIYINQIXIAOFEIDEZHONGYAOYINSU。YOUYUSHUAKAZHIFUDEDIANZIXIAOFEIXINGSHIBUYISHIRENCHANSHENGXIAOFEIGANJUE,ZHEIYANGJIUSHIDEDAXUESHENGXIAOFEISHIGENGJIARONGYIDASHOUDAJIAO。JUDIAOCHAJIEGUOXIANSHI,YUEYOU31%DETONGXUEGOUWUSHIRONGYISHOUDAODAZHE、GUANGGAO、CUXIAODENGDEYINGXIANG,YOU26%DETONGXUEGOUWUSHIYISHOUXINQINGDEYINGXIANG。

RENJIJIAOWANGXIAOFEI“RUGENGZAIHOU”。BURUDAXUEZHEIGE“WEI”SHEHUI,RENJIQUANZHUJIANKUODA,RENJIJIAOWANGXIAOFEIYEJIEZHONGERZHI。MIANDUITONGXUEZHIJIANDEQINGKECHIFANXINGWEI,RUGUOBUJIARU,BIANHUIXIANDEYUPENGYOUGEGEBURU。SUOYIJIBIANSHIJUEDERENJIJIAOWANGXIAOFEICHAOCHULEZIJIDEJINGJINENGLI,DANWEILEBURANGZIJITUOLIZHOUWEIDEJIAOJIQUAN,BUSHAODAXUESHENGHAISHIHUIXUANZE“LISHANGWANGLAI”,WEICHIYUANLAIDESHEJIAOQUAN。

外围买球下载CONGGENBENSHANGJIANG,DAXUESHENGJINGJIYISHIJIAORUO,LICAIGUANNIANDANBOSHI“YUEGUANG”DEGENYUAN。JUDIAOCHA,JUEDABUFENDAXUESHENGDESHENGHUOFEIYONGSHIYOUFUMUTIGONGDE。SHENCHUXIANGYATADEDAXUESHENGBUCENGTIHUIDAOZHUANQIANDEJIANXIN,SUOYIZAIYIBIBIQIANCONGZIJISHOUZHONGHUACHUQUSHIWANGWANGHAOBUXINTENG。ZAIZHE,FUMUSHIZIJIJIANQIANGDEHOUDUN,JIBIANSHICHUXIAN“CAIZHENGCHIZI”,ZUIHOUHAISHIKEYIXIANGFUMUQINGQIU“ZHIYUAN”,ZHEIYANGSHIDEDAXUESHENGZAIXIAOFEISHIGENGXIAN“SIWUJIDAN。

量入为出,适度消费;避免盲从,理性消费

ZHENDUIDAXUESHENGBUJINRENYIDEXIAOFEIXIANZHUANG,FAXUEYUANDEYIWEILAOSHIGAOSUJIZHE,ZUOWEIYIGECHUNXIAOFEIZHE,ZAIXIAODAXUESHENGDEJINGJILAIYUANDADUOKAOJIATING,YINCIZAIXIAOFEISHIYAOKAOLVDAOJIATINGJINGJIZHUANGKUANG,BUNENGMANGMUDIXIANRUGANXINGXIAOFEIDEWUQU;YEYAOKEFUPANBIXINLI,PEIYANGLIANGHAOXIAOFEIXIGUAN,DUJUEFEILIXINGDEXIAOFEI。

ZAICIJIZHEJIANYI,TONGXUEMENZUIHAOYANGCHENGZUOGOUWUQINGDANDEHAOXIGUAN,ZAIWAICHUGOUWUHUOZHEWANGGOUZHIQIANLIECHUXUYAODEWUPIN,ZHIJIEQUMAIQINGDANSHANGLIECHUDESHANGPIN,YANGEKONGZHIZIJI,BIMIANSUIYIXING。LINGWAI,SUIRANDAXUESHENGJINGJIHAIWEIWANQUANDULI,DANYEKEYICHANGSHIZHEGUIHUAZIJIDEXIAOFEI,YANGCHENGCUNQIANDEXIGUAN,TIQIANGUIHUAZIJIDE“XIAOJINKU”,WEIZIJIBURUSHEHUIZHUNBEIYIDINGDEJINGJIJICHU。

增强独立意识,培养理财能力

外围买球下载DAXUESHIDABUFENXUESHENGMAIRUSHEHUIQIANDEZUIHOUYIZHAN,JINRUDAXUEYEYIWEIZHEKAISHIZOUXIANGDULI。ZENGQIANGDULIYISHI,PEIYANGLICAINENGLISHIBUKESHAODEYAOQIU。DUIYUZHEIYIDIAN,DAXUESHENGKEYIDUOYUEDUXIEYOUGUANLICAIFANGMIANDESHUJI,HUOZHECHANGSHIZHELIYONGZIJIDEKEYUSHIJIANZUOXIEJIANZHI。

外围买球下载GUANLIXUEYUANDECENGLAOSHIJIANYI,DAXUESHENGYIFANGMIANKEYIZHIDINGYIFENSHIHEZIJIDEXIAOFEIJIHUA,YANGEKONGZHIZIJI,BIMIAN“CAIZHENGCHIZI”CHUXIAN;LINGYIFANGMIAN,DUIYUHUAQIANSUIYIDETONGXUE,YAOJIANCHIYANGCHENGHUAQIANJIZHANGDEXIGUAN,ZHANGBENKEYIGAOSUNIQIANHUAZAINAXIEDIFANG,SHENMEDIFANGKEYISHENGQIAN,SHENMEDIFANGFEIYONGBUKE。JINGCHANGFENXIZIJIDEZHANGBEN,FAXIANZIJIXIAOFEIBUHELIDEDIFANGHOUYAOZUOCHUDIAOZHENG。

ZHANZAIJIAZHANGDELICHANGSHANG,CENGLAOSHIHAIJIANYIJIAZHANGZUIHAOBUYAOZAIKAIXUESHIBIANJIANGYIXUEQIDESHENGHUOFEIQUANBUJIAOJIHAIZI,KEYIZHUYUEHUOGE2、3GEYUEDADAOZHANGSHANG,ZHEIYANGKEYIBANGZHUTONGXUEMENHELIGUIHUAZIJIDESHENGHUOFEI,FANGZHIZIKONGLIBUQIANGDEXUESHENGLUANHUAQIAN。

(编辑: 张雯  来源:外围买球下载

2020626

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